You might be joking, but you're not entirely wrong, either. Doing nothing means not spending. During that post-2008 angsty period of money just starting to roll

You might be joking, but you're not entirely wrong, either. Doing nothing means not spending. During that post-2008 angsty period of money just starting to roll in again, I "bought on the low" instead of going out every weekend. People accuse Trump of manipulating the market right now. There is no reason people can't take advantage of it. He puts everyone in a tight bind... buy. Because then he changes his mind and the stocks he nearly damaged spring back to life and you make some money along with his cronies. That sounds a bit simple on its own. But pay attention to what happened each time he did it. The first time was a surprise. The second time came with an alert. Now we're in the middle of his third manipulation this year. When we get close to the tariff deadline, he'll backtrack again, and bang, money is made. If not, hold, because it will when he finally does move. (Having said that, buying copper is a bad idea right now, since he just moved and made that spike very recently) So spend a month or three of bad habit money on the market, and let it grow. Turn that into a habit. It won't help you immediately, but it sure will later.