Sometimes the company will continue to seek payment and put the missed payments on your credit report. That should be illegal as well. If people stop paying fo

Sometimes the company will continue to seek payment and put the missed payments on your credit report. That should be illegal as well. If people stop paying for a continual service, like a streaming service or a magazine, then the service should just stop; companies shouldn't be able to accrue credit and continue seeking payment, just cancel the service and be done. If something like a magazine wants a year payment upfront, then let them charge for a full year before the first magazine is delivered.