> There are ZERO trust fund benefits for most people, ... Trust funds are a liability shield. > ... your parents should have kept the money in their bank acco

> There are ZERO trust fund benefits for most people, ... Trust funds are a liability shield. > ... your parents should have kept the money in their bank account. Where it can be taken in a personal injury claim, or seized as alimony by a vindictive ex wife, or spent down by a the parent's medical trustee, or hundreds of other financial disasters. The point of establishing a trust fund is to give a young person money that cannot easily be diverted or frittered away. Strings can be attached so that a teenager does not destroy themselves with money. P.S. Companies like this make money by keeping overhead low and scaling up to bazillions of customers. You don't have to be a cheat or even expensive if you can get 10,000,000 customers.