You completely ignored my argument. If all the product does is give you razor thin better returns than an average low cost retirement. The money you put in wo

You completely ignored my argument. If all the product does is give you razor thin better returns than an average low cost retirement. The money you put in would need to be there for several years at miniumum. The company apparently cannot guarantee they will be in business which means you as a customer are assuming huge risk with little potential return value, in something you are supposed to be minimizing risk as a top priority. If you want to take on risk there are much better risk return ratios for your retirement money.