If they do trust their hardware, APFS won’t need to checksum fs metadata either, so I guess they don’t trust it well enough? Also I have external drives that i

If they do trust their hardware, APFS won’t need to checksum fs metadata either, so I guess they don’t trust it well enough? Also I have external drives that is not Apple sanctioned to store files and I don’t trust them enough either, and there’s no choice of user data checksumming at all.