What kind of insurance options exist in the US for bikes? Over here your basic home insurance covers the bike theft minus a deductible (often something like 20

What kind of insurance options exist in the US for bikes? Over here your basic home insurance covers the bike theft minus a deductible (often something like 200e). Then you can get a separate bike insurance for 25e/year which will cover the deductible and also register the bikes serial number in a database and they (claim to) do some cooperation with the police and border officials to flag stolen bike serial numbers and return stolen bikes to owners. Your bike also gets a special sticker which probably repels bike thieves. Many retailers automatically preregister bikes with this service and include 3 months of free insurance, and include ads for the full service...