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The target date fund glide path: https://institutional.vanguard.com/investment/strategies/tdf-glide-path.html https://institutional.vanguard.com/investment/stra

The target date fund glide path: https://institutional.vanguard.com/investment/strategies/tdf-glide-path.html https://institutional.vanguard.com/investment/strategies/tdf... tl;dr at age 40 (90/10) it starts increasing bonds until age 60 (60/40); age 65 (50/50), and then 72 (30/70)

citizenpaul 1y ago
It seems I only looked at 401k options for target-date type which are apparently universally terrible. I never looked at private ones because of this bias.