My wife and I are millennials and we paid off our student loans within a couple years once I started my career. I don’t even remember if it was before or after

My wife and I are millennials and we paid off our student loans within a couple years once I started my career. I don’t even remember if it was before or after we got married and we’ve been married for over a decade now. Maybe we’re fortunate but I can’t imagine still having a monthly student loan payment. Of course I also absolutely hated being in debt and having a monthly payment to begin with so I made it a priority to solve that problem asap. Likewise, I have always paid cash for every car I’ve bought. My only never-ending monthly payment is my mortgage and the alternative to that is paying rent which I like even less. Fundamentally it’s a mindset thing. I also don’t buy taxi rides for my Chipotle orders.