> Let's say their was a hypothetical car loan limit of 1/4th of your annual income. A lot of people would find out really fast they don't need a massive truck.

> Let's say their was a hypothetical car loan limit of 1/4th of your annual income. A lot of people would find out really fast they don't need a massive truck. So much this. Similar "unbounded" pressure on student loans / tuition. It keeps going up because students are able to get loans. Comparing the average income around here to MSRP of vehicles I see around here and it's clear that a lot of people are driving around in something that approximates a second mortgage!