5 ms·

Thanks to my banks, i cannot use stuff like grapheneOS. Their app wont work on it. Changing bank ? Well all other banks have the exact same issue in my country

by malka1986 1y ago

Thanks to my banks, i cannot use stuff like grapheneOS. Their app wont work on it. Changing bank ? Well all other banks have the exact same issue in my country.

account-5 1y ago
My solution is to not do banking on my phone at all. My banking is done via a desktop browser. But how long will this last? They're constantly pushing for me to download their app.
- malka1986 1y ago
  Some operations, most notably confirming cc purchases online, can only be done using a mobile terminal for 'safety' reasons.
  - thaumasiotes 1y ago
    That is not true for my bank. Also, "terminal"?
    - sebtron 1y ago
      It can be a special purpose device, it does not have to be a smartphone.
    - malka1986 1y ago
      Ah sorry im old and french. 'terminal' used to mean 'user device' here. In France, banking without a 'trusted' mobile phone is kinda hell. Even accessing some stuff for the state (they call it 'france connect+) will require a 'real' android.
  - account-5 1y ago
    That's definitely not the case for any bank I've ever used.
- progval 1y ago
  Mine turned off SMS 2FA last month and forced me to install their mobile app. Which also required me to enable Google Cloud Messaging on my phone.
  - account-5 1y ago
    So no one without an android or iPhone can use your bank?
    - progval 1y ago
      They offer hardware tokens for 29€, but stopped making new ones. Android/iOS will indeed be a requirement once the existing stock is gone. I was promised a hardware token, but I'm still waiting for it six weeks after my initial request.
ttctciyf 1y ago
Genuine question: does your bank not have a website you can use for that? (Wondering how your bank enables online for desktop/laptop users and/or folks without their app.) (ETA:) My banks probably have apps, but I only use them via their websites, even on my phone (in a desperate pinch).
- sebtron 1y ago
  The problem is they usually allow 2FA through their app. I am not sure if this is the case for OP, but it is for most online banks. Luckily my bank still provides a physical authentication device.
  - hpdigidrifter 1y ago
    I'm always amazed how all the banks I've used in Australia require either their own proprietary app or some bizarre closed source unvetted 3rd party TOTP implementation instead of just allowing TOTP.
  - cft 1y ago
    Banks and NFC have been a major obstacle for me to degoogle. Even when I rooted my phone, i could not pay with NFC. Apparently it's a common problem: https://www.reddit.com/r/foss/s/5myzcPg2rw https://www.reddit.com/r/foss/s/5myzcPg2rw
- cma 1y ago
  I think typically you can only cash check with a phone app.
  - account-5 1y ago
    You can also take them into a branch
attendant3446 1y ago
I know some apps don't work on Graphene even with sandboxed Google Play Services, but I have most of the banking and payment apps work in a separate user. So far I had a good success rate on (mostly) de-Googled phone.

Thanks to my banks, i cannot use stuff like grapheneOS. Their app wont work on it. Changing bank ? Well all other banks have the exact same issue in my country.

account-5 1y ago

My solution is to not do banking on my phone at all. My banking is done via a desktop browser. But how long will this last? They're constantly pushing for me to download their app.

malka1986 1y ago
Some operations, most notably confirming cc purchases online, can only be done using a mobile terminal for 'safety' reasons.
- thaumasiotes 1y ago
  That is not true for my bank. Also, "terminal"?
  - sebtron 1y ago
    It can be a special purpose device, it does not have to be a smartphone.
  - malka1986 1y ago
    Ah sorry im old and french. 'terminal' used to mean 'user device' here. In France, banking without a 'trusted' mobile phone is kinda hell. Even accessing some stuff for the state (they call it 'france connect+) will require a 'real' android.
- account-5 1y ago
  That's definitely not the case for any bank I've ever used.
progval 1y ago
Mine turned off SMS 2FA last month and forced me to install their mobile app. Which also required me to enable Google Cloud Messaging on my phone.
- account-5 1y ago
  So no one without an android or iPhone can use your bank?
  - progval 1y ago
    They offer hardware tokens for 29€, but stopped making new ones. Android/iOS will indeed be a requirement once the existing stock is gone. I was promised a hardware token, but I'm still waiting for it six weeks after my initial request.

ttctciyf 1y ago

Genuine question: does your bank not have a website you can use for that? (Wondering how your bank enables online for desktop/laptop users and/or folks without their app.) (ETA:) My banks probably have apps, but I only use them via their websites, even on my phone (in a desperate pinch).

sebtron 1y ago
The problem is they usually allow 2FA through their app. I am not sure if this is the case for OP, but it is for most online banks. Luckily my bank still provides a physical authentication device.
- hpdigidrifter 1y ago
  I'm always amazed how all the banks I've used in Australia require either their own proprietary app or some bizarre closed source unvetted 3rd party TOTP implementation instead of just allowing TOTP.
- cft 1y ago
  Banks and NFC have been a major obstacle for me to degoogle. Even when I rooted my phone, i could not pay with NFC. Apparently it's a common problem: https://www.reddit.com/r/foss/s/5myzcPg2rw https://www.reddit.com/r/foss/s/5myzcPg2rw
cma 1y ago
I think typically you can only cash check with a phone app.
- account-5 1y ago
  You can also take them into a branch

attendant3446 1y ago

I know some apps don't work on Graphene even with sandboxed Google Play Services, but I have most of the banking and payment apps work in a separate user. So far I had a good success rate on (mostly) de-Googled phone.