This is the way I feel as well. I think there is an ethical way of using AI as an assistant: have it either generate a high level plan for what the architecture

This is the way I feel as well. I think there is an ethical way of using AI as an assistant: have it either generate a high level plan for what the architecture of your solution should look like (and decide whether the choice looks correct for the domain and actionable), or let it generate the code and then walk yourself through each line, documenting the solution as you go. I will go as far as to do the latter and then delete the code, re-implementing it to make certain I understand the relevant concepts.