Just to be clear, it's extreme in the sense that owning a car means you are more likely to have less money. If you live in a house out in Queens and work as a

Just to be clear, it's extreme in the sense that owning a car means you are more likely to have less money. If you live in a house out in Queens and work as a plumber then you definitely have a car. If you live in Manhattan or Brooklyn and work for an investment bank you probably don't. Having a car in the city can be a real pain. A lot really depends on your lifestyle, if you need one -- like if you go rock climbing every weekend, you do. If you're into restaurants and clubs, you definitely don't.