Cheap housing surely also contributes. Iirc, apartments in most of Japan are incredibly cheap as a result of a diminishing population and National government le

Cheap housing surely also contributes. Iirc, apartments in most of Japan are incredibly cheap as a result of a diminishing population and National government level zoning reform. Here in Australia, we have an incredibly robust system of Public Healthcare, just like japan, but taking financial risks is downright suicidal with our house prices.