4 ms·Lower interest because the seller pays the interestby UltraSane 1y agoLower interest because the seller pays the interestdh2022 1y agoBut a lower interest expense is not relevant to a consumer that pays the balance on time…UltraSane 1y agoIf you put the cost on a credit card and paid it off over the same number of months you would pay a lot of interest.