Side consideration - my local utility has a program (targeted at lower income households - but there is no restriction on who can enroll) that average out the a

Side consideration - my local utility has a program (targeted at lower income households - but there is no restriction on who can enroll) that average out the annual costs. For the first year they look at your total annual cost and divide by 12 for a flat monthly. Every year after that, they also true it up with cred/debit on the difference. For example if they overcharged by $120, they will take the average and then subtract $10 for the new, adjusted monthly bill that resets annually. I still look at the bills since I'm interested in their benchmarking data on how much power I'm using relative to the community - but I don't really need to care about seasonal fluctuation.