My personal plan, or one for everyone? I don’t have a pension. I do have a 401k/ira, and would prefer my social security taxes were in there as well. Lower po

My personal plan, or one for everyone? I don’t have a pension. I do have a 401k/ira, and would prefer my social security taxes were in there as well. Lower population would help the housing crisis, which is a huge tax on everyone. Own a home and a garden.