This attitude doesn't conform to observed practice. Every time this happens people from that community come out, saying the firemen should have stepped up even

This attitude doesn't conform to observed practice. Every time this happens people from that community come out, saying the firemen should have stepped up even though that party did not pay. There seems to be a feeling that we are our brother's keeper. (There's also the other problem that when someone's house burns down, such a person will likely become a ward of the state, and that can't be allowed to happen. That's why in some countries it's mandatory to carry fire insurance.)