Because even modern democracies are much closer to 1-money-1-vote than 1-person-1-vote. "If some people have more on their bank account", what we have observed

Because even modern democracies are much closer to 1-money-1-vote than 1-person-1-vote. "If some people have more on their bank account", what we have observed is that they use that money to change the rules of the game to extract even more wealth from those who have less in their bank account. So pretty soon the system evolves to where many don't have "access to medical care, housing, and education". Give me a viable political system where wealth is not correlated with political power, and I will be liable to agree with you.