I guess I'm a sucker and an idiot, because my answer is simply "because it's wrong". Not to mention, illegal, and them not reversing the transaction only allowe

I guess I'm a sucker and an idiot, because my answer is simply "because it's wrong". Not to mention, illegal, and them not reversing the transaction only allowed the bad actor to profit. I'm not excusing them, just like I'm not excusing a scam call center that steals from the elderly.