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I feel like my wife’s job is AI proof as a Licensed Marriage and Family Therapist, but there might be a downturn that affects how much she can earn, which means

I feel like my wife’s job is AI proof as a Licensed Marriage and Family Therapist, but there might be a downturn that affects how much she can earn, which means I don’t need as lofty ambitions for my future job of “farming” - basically 1-2acres of veggie patches, and couple chicken coops to sell and eat.

Dig1t 1y ago
How will you pay for property taxes? Similar plans, but the problem I have is that property taxes are onerous anywhere near a population center. The food you grow can likely sustain you depending on where you are in the country, you can dig a well for water, and you can buy solar panels for power. But the taxes never go away.
- whall6 1y ago
  I think you can apply for an ag exemption depending on location
  - Dig1t 1y ago
    Where I am, the ag exemption barely blunts the taxes. You can claim the exemption on the land on which your house does not sit, but the house itself and the 1 acre around it is not exempt. Anywhere near a major population center, a house + 1 acre can be thousands, if not tens of thousands, per year in property taxes.
  - giantg2 1y ago
    Ag exemptions vary, but it usually ends up that you still owe a significant amount. Usually it's something like you get a break on the tax on the land/barn/etc,but still owe all or most of the amount on the house.
- jermaustin1 1y ago
  Our property tax is right at $250/yr. It’s the home insurance that terrifies me, went from $1300/yr to $2300 last year, and I’m waiting get the new increase in August.
  - SoftTalker 1y ago
    Yep the escrow for taxes and insurance is the biggest part of my mortgate payment by far.
  - giantg2 1y ago
    That doesn't seem to add up. Even .5% on a $150k house should be 3x that tax. $2300 in insurance on a $150k house is outrageous.
    - paulcole 1y ago
      You seem to be familiar with the situation. What are the property tax laws and insurance risk where the commenter lives?
      - giantg2 1y ago
        I'd like for them to explain it. The data I have shows .5% tax is one of the lowest values, with $2300 insurance being the national average for a $300k dwelling. Based on this data, the numbers don't add up. Maybe they can explain so we can learn.
        jermaustin1 1y ago
        Rural Louisiana and a Homestead Exemption on a house that I bought for $85k.
- HeyLaughingBoy 1y ago
  > you can dig a well for water You can pay someone upwards of $10,000 to drill a well for you. FTFY!
orionsbelt 1y ago
Many people are using AI for therapy now. Even if AI gets as good or better than the average therapist, I think some people will prefer to see a human in person, so her job should be safe in that sense. But I wouldn’t be surprised if rates go down as the fee sensitive shift to AI.
- jermaustin1 1y ago
  I wouldn’t trust AI with my therapy. I’ve done “sessions” with it before to just see how good it would be, it’s about as good as Eliza. My wife ripped them apart. It gets concepts wrong, and can’t resolve interweaving narratives which a human can follow without issue. The advice it gives is generic and impersonal, and if you’ve ever had real therapy, you immediately sense of it’s short comings. I’m sure a lot of that gets less noticeable as training and models get better, but it seems like we’re plateauing in the returns we get from more training.
  - seunosewa 1y ago
    The most recent AIs are really good. Which one did you use? The AI is free and always willing to talk and adapt to your needs.
    - more_corn 1y ago
      And ready to egg you on if you start having delusions. Super dangerous and destructive for the people who need help most.
  - ravenstine 1y ago
    Unless something changes, I think that even the idea of AI being your "friend" is a giant meme. Kind of like dating apps, people will claim all the kids today have AI friends and AI therapists and talk it up as if it's just ad good, but there's a good chance that, given a decade, everyone will recognize that it's crap. Human knowledge is not the same thing as human experience. Create an AI that experiences the world autonomously, experiences trauma and come back to me. I say this as someone who uses AI and doesn't completely dismiss it like many on HN these days. So far, I don't see it replacing the human being for connection and understanding. Replacing coders? That's a whole other question.

Dig1t 1y ago

How will you pay for property taxes? Similar plans, but the problem I have is that property taxes are onerous anywhere near a population center. The food you grow can likely sustain you depending on where you are in the country, you can dig a well for water, and you can buy solar panels for power. But the taxes never go away.

whall6 1y ago
I think you can apply for an ag exemption depending on location
- Dig1t 1y ago
  Where I am, the ag exemption barely blunts the taxes. You can claim the exemption on the land on which your house does not sit, but the house itself and the 1 acre around it is not exempt. Anywhere near a major population center, a house + 1 acre can be thousands, if not tens of thousands, per year in property taxes.
- giantg2 1y ago
  Ag exemptions vary, but it usually ends up that you still owe a significant amount. Usually it's something like you get a break on the tax on the land/barn/etc,but still owe all or most of the amount on the house.
jermaustin1 1y ago
Our property tax is right at $250/yr. It’s the home insurance that terrifies me, went from $1300/yr to $2300 last year, and I’m waiting get the new increase in August.
- SoftTalker 1y ago
  Yep the escrow for taxes and insurance is the biggest part of my mortgate payment by far.
- giantg2 1y ago
  That doesn't seem to add up. Even .5% on a $150k house should be 3x that tax. $2300 in insurance on a $150k house is outrageous.
  - paulcole 1y ago
    You seem to be familiar with the situation. What are the property tax laws and insurance risk where the commenter lives?
    - giantg2 1y ago
      I'd like for them to explain it. The data I have shows .5% tax is one of the lowest values, with $2300 insurance being the national average for a $300k dwelling. Based on this data, the numbers don't add up. Maybe they can explain so we can learn.
      - jermaustin1 1y ago
        Rural Louisiana and a Homestead Exemption on a house that I bought for $85k.
HeyLaughingBoy 1y ago
> you can dig a well for water You can pay someone upwards of $10,000 to drill a well for you. FTFY!

orionsbelt 1y ago

Many people are using AI for therapy now. Even if AI gets as good or better than the average therapist, I think some people will prefer to see a human in person, so her job should be safe in that sense. But I wouldn’t be surprised if rates go down as the fee sensitive shift to AI.

jermaustin1 1y ago
I wouldn’t trust AI with my therapy. I’ve done “sessions” with it before to just see how good it would be, it’s about as good as Eliza. My wife ripped them apart. It gets concepts wrong, and can’t resolve interweaving narratives which a human can follow without issue. The advice it gives is generic and impersonal, and if you’ve ever had real therapy, you immediately sense of it’s short comings. I’m sure a lot of that gets less noticeable as training and models get better, but it seems like we’re plateauing in the returns we get from more training.
- seunosewa 1y ago
  The most recent AIs are really good. Which one did you use? The AI is free and always willing to talk and adapt to your needs.
  - more_corn 1y ago
    And ready to egg you on if you start having delusions. Super dangerous and destructive for the people who need help most.
- ravenstine 1y ago
  Unless something changes, I think that even the idea of AI being your "friend" is a giant meme. Kind of like dating apps, people will claim all the kids today have AI friends and AI therapists and talk it up as if it's just ad good, but there's a good chance that, given a decade, everyone will recognize that it's crap. Human knowledge is not the same thing as human experience. Create an AI that experiences the world autonomously, experiences trauma and come back to me. I say this as someone who uses AI and doesn't completely dismiss it like many on HN these days. So far, I don't see it replacing the human being for connection and understanding. Replacing coders? That's a whole other question.