Mainly Germany in that case (I had to send a lot of faxes too), but I've lived throughout Europe and been to the US a lot. I agree the US is far behind on fin-

Mainly Germany in that case (I had to send a lot of faxes too), but I've lived throughout Europe and been to the US a lot. I agree the US is far behind on fin-tech. Actually "developing" countries like Turkey, UAE and China are really far ahead here. But the real issue is that Europe has no OpenAI (Mistral isn't as competitive) or Google or Microsoft or Anthropic or Amazon or Apple or Waymo - Europe is instead dependent on these companies (see the other post here regarding the sanctions on the ICC blocking all their Microsoft and Google accounts). While the US still has some way to advance in consumer tech (and is being outpaced by China there), there is at least the opportunity in those innovative, growing companies.