I'm under 40 and own a house. a.) Nope, none of those. Two incomes though, of which combined is higher than the median, but not by that much... b.) Not quite

I'm under 40 and own a house. a.) Nope, none of those. Two incomes though, of which combined is higher than the median, but not by that much... b.) Not quite the ghetto, though some would say all of Tacoma is the ghetto. Still, there are much, much worse areas around here. c.) Not soul crushing. We pay about 1400/mo for our mortgage, which isn't much more than rent around here. (we had a small two bedroom apartment for 750, so it is possible to go cheaper though)