Expectations of care are higher, treatments are much more specialized, and therefore more expensive. More importantly, as a commercial system, the pockets of U

Expectations of care are higher, treatments are much more specialized, and therefore more expensive. More importantly, as a commercial system, the pockets of UHG and others need to be lined up much more. (It is a common misnomer that doctors are expensive. Their cost is nothing compared to the overall admin costs)