> The Nikkei 225 is still below its peak value from December of 1989. Okay, and how many people put 100% of their money in at December of 1998? Versus how many

> The Nikkei 225 is still below its peak value from December of 1989. Okay, and how many people put 100% of their money in at December of 1998? Versus how many people have been dollar cost averaging for the last 30+ years? * https://ofdollarsanddata.com/now-do-japan/ https://ofdollarsanddata.com/now-do-japan/ Further, it's not like the US is immune to long periods of minimum returns: * https://www.forbes.com/sites/investor/2010/12/17/the-lost-decade-was-a-golden-age-if-you-rebalanced/ https://www.forbes.com/sites/investor/2010/12/17/the-lost-de... Perhaps these examples are a lesson for what's important: diversification.