Definitely go straight for the debt, that's sure money! I agree with you, definitely on the same page. I wish I could say more right now, but I gotta run. An

Definitely go straight for the debt, that's sure money! I agree with you, definitely on the same page. I wish I could say more right now, but I gotta run. Anyway, point being, education first. Yes, go build a software system to help you manage a lifetime of trading. It's a life long job, not something you go do for 5 years. You may get so good at it you want to take that software and sell it and make tons of money so you can make tons of tons of more money when you return to the market in 3 years or 5 years or whenever you want to return focus to it. Money is a life long game. Not a sort term game. There's a lot more money to be made in other facets of life than there is to be made in stocks over the short term. Right now, I wouldn't even bother with stocks to be honest. I have some random index funds, fairly diversified and some retirement money, but other than that I'm all cash. And I'm not recommending that for anyone, just saying that's where I am, just to be on the up and up. But 100% cash isn't right for everyone right now and it may turn out to be the wrong decision, everyone has to decide for him or herself where their money should be to maintain a certain level of happiness and vision toward the future. A long lived low stress life has a value too.