They will say "security", and unfortunately half of HN will gobble it up no-questions-asked. The security argument can be achieved just as well by giving the u

They will say "security", and unfortunately half of HN will gobble it up no-questions-asked. The security argument can be achieved just as well by giving the user the master key (on a Yubikey-style HSM if needed) to unlock the protection. The fact it's not done that way clearly shows the primary security they care about is that of Apple's bank account.