This news is exciting because it marks the beginning of offline wallet-less transactions. You can go to a store with nothing and end up buying something with yo

This news is exciting because it marks the beginning of offline wallet-less transactions. You can go to a store with nothing and end up buying something with your phone number and a pin code. PayPal retains its crown for convenient payments. Making offline payments with your phone number and a pin code indeed seems like the future. Its unfortunate however that PayPal is not vendor friendly.