Looking at my expenses for 2024 my top expenses were taxes, rent, dining out/snacks/drinks, charity, my kids’ school tuition, insurance, utilities (including we

Looking at my expenses for 2024 my top expenses were taxes, rent, dining out/snacks/drinks, charity, my kids’ school tuition, insurance, utilities (including web hosting services) and groceries in that order. But overall, the biggest place my money went (over a third of my gross income) was into savings (401k and cash reserves).