On average, neither Americans nor Europeans know how to spend their time of money well to really better their life andor the world around them. They mostly spen

On average, neither Americans nor Europeans know how to spend their time of money well to really better their life andor the world around them. They mostly spend it on wasteful things that lead to them burning out their mental and physical health faster rather than slower. Some of these wasteful things are: gambling without a strategy, unnecessary material goods, expensive cars, excessive vacations, restaurants, illegal or unsafe drugs, alcohol, and tobacco.