5 ms·

While I agree with your sentiment about frugal living, in the spirit of being realitic, $500 a month for food is awfully low. At 3 meals a day, that's $5 a mea

While I agree with your sentiment about frugal living, in the spirit of being realitic, $500 a month for food is awfully low. At 3 meals a day, that's $5 a meal. No easy feat unless you go for processed, preserved and packaged, which is hardly a good way to live and eat.

eurleif 14y ago
You could easily spend $5/meal eating rice and beans with some vegetables thrown in.
charliepark 14y ago
For one person? $500 should be fine. We feed our family of 5 on less than $800 a month, and we don't do anything processed/preserved/packaged. There are economies of scale at play, but home cooking for one doesn't need to be over $500 unless you want it to be.
nicolethenerd 14y ago
Where do you live?!?! I spend around $200/mo on food, $250 tops, in Manhattan. Mostly yummy healthy stuff from Trader Joe's. Or did you mean $500/mo for two people?
- jwoah12 14y ago
  That's about $8/day. I probably spend close to 10x that on food living in Manhattan. Granted I go out a lot and that's including drinks at dinner, but even not going out to eat at all and fasting every other day I have no idea how I'd only spend that much.
  - jrockway 14y ago
    I agree here. I get my meals for free and I still spend almost that much on edibles.
  - mjn 14y ago
    I can see it if you go out a lot, but for groceries it's fairly hard for me to spend more than $200/mo. I don't have a car, so just physically carrying $500/mo of groceries to my apartment would be quite an effort! I can't imagine how I'd do that unless I bought mainly stuff with a really high price:weight ratio, like steak or something, which I do occasionally, but don't eat as a staple food. Today, for example, I carried what seemed like an uncomfortably heavy set of bags, yet it only came out to about $30, and will probably last me the rest of the week: 2 lbs pork tenderloin (2x $5), 5 lbs potatoes ($3), 2 lbs tomatoes ($4), 1 lb lentils ($3), 2 lbs onions ($2), 1 head broccoli ($1), 12x eggs ($3), 2 lbs nectarines ($3). I think I more often run into the problem of buying way more than I can carry/eat, and it still doesn't cost much. I mean, I like nectarines, but 2 pounds of nectarines is a lot to finish before they get overripe, so some of that might get wasted. But since they cost me damn near nothing, that's alright.
    - mkopinsky 14y ago
      > Nectarines Cook them! Throw them in a pot with some brown sugar and spices. Or throw it in a crockpot/baking dish with {1/2 c. butter, 3/4 c. flour, 3/4 c. (brown) sugar} sprinkled on top, bake, and shazzam! Cobbler!
      - ChuckMcM 14y ago
        +1 for Nectarine (or Apricot) cobbler.
    - encoderer 14y ago
      I feel comfortable, looking at average household food costs, in saying you're an outlier if it's "fairly hard" to spend more than $6.67 a day in the United States (let alone Manhattan) on groceries. While the way we eat is certainly an outlier (and I know it), I'm equally as sure that you are too.
xiaoma 14y ago
I live in San Francisco. I can go to any of the nearby markets in Chinatown and buy more produce than I could possibly eat in a day for under $10. I like to cook soup-based dishes which would be a pain to take to an office, but a sandwich and a piece of fruit is pretty doable. I believe my great grandfather did that for decades. Honestly, I think going with what old people ate while you were a kid will be easier on the pocketbook and the health.
ChuckMcM 14y ago
Actually for one person $500/month is pretty generous if you don't go out to eat, fortunately I think we can get really really good data here since Safeway [1] lets you browse their products online. I typed in the zip code for Redwood City where they deliver (94065) that gave me access to their products and prices and then put together a shopping list that would provide 3 meals a day for me for approximately 30 days [2]. I didn't use any coupons or sale items, I included eating steak as well as chicken, but I do assume that cooking a whole chicken would equate to the meat item for three meals, the initial one, the left over one, and then perhaps any remaining chicken chopped up and put into a salad. I included condiments although generally you won't use all of a condiment 'unit' in a month, and I included a 5 dollar allotment for 'spices' since you buy one thing of salt (0.99) and it lasts you for 6 months. You can see that for breakfast I'm eating either cereal, eggs, or maybe pancakes, for lunch its generally sandwiches with soup and a salad, and for dinners its a meat (chicken or beef) a vegetable, and a starch (either rice or potatoes). I didn't go 'all organic' or anything which could raise your prices. I also included a half gallon of ben & jerry's ice cream, tea as the 'non water' beverage, and Oreos (my all time favorite cookie). All totaled its $443. Under my $500 budget. [1] http://www.safeway.com/IFL/Grocery/Home http://www.safeway.com/IFL/Grocery/Home [2] https://docs.google.com/spreadsheet/ccc?key=0Atwe7dq6iPQHdDU2bjNBY1AxMTE1R3pNMWVFLTgzZFE https://docs.google.com/spreadsheet/ccc?key=0Atwe7dq6iPQHdDU...
- encoderer 14y ago
  Clearly you spent some time on that in the interest of a good discussion so that's fantastic and helpful. It's eye openening to see what some people consider normal costs. For example, I couldn't imagine spending just $5 on EVOO. Even the cheap-but-good labels are more than twice that. But the spirit of my comment comes from this: After years of trying, I finally learned how to budget when I was about 25. One of the most important lessons I learned then is that budgets are often a time when people imagine the life they want and try to prescribe it to themselves instead of taking an honest look at the reality of their behavior. While you included steak and chicken, you didn't include any higher-end proteins (including good steak), nor any luxury items at all really. Nor, of course, any dining. And while it's possible that a person can live to your budget quite happily, it is, I think, more likely that the budget as-is wouldn't be followed. That developer, whose friends easily make in the $120-150k range in SF, are going to want to go to dinner with them. To meet them for lunch. To have a dinner party. Sure, there are exceptions. But I'm interested in the mean. What do you think?
usaar333 14y ago
Well, $500 a month is on the lower side if you eat out all the time (as I do) - with that behavior you'll tend tp hit $600 or $700/month. On the bright side, $2,000 is really high for housing (want to easily cut $800+ off that? get some roommates), so the conclusion that living off 70k shouldn't be so bad (or even $60k!) stands.
refurb 14y ago
Really? The girlfriend and I shop at Costco, eat very healthy meals and it runs us about $400-500/month for the both of us. Back when I was poor I could eat pretty healthy for about $150/month.

eurleif 14y ago

You could easily spend $5/meal eating rice and beans with some vegetables thrown in.

charliepark 14y ago

For one person? $500 should be fine. We feed our family of 5 on less than $800 a month, and we don't do anything processed/preserved/packaged. There are economies of scale at play, but home cooking for one doesn't need to be over $500 unless you want it to be.

nicolethenerd 14y ago

Where do you live?!?! I spend around $200/mo on food, $250 tops, in Manhattan. Mostly yummy healthy stuff from Trader Joe's. Or did you mean $500/mo for two people?

jwoah12 14y ago
That's about $8/day. I probably spend close to 10x that on food living in Manhattan. Granted I go out a lot and that's including drinks at dinner, but even not going out to eat at all and fasting every other day I have no idea how I'd only spend that much.
- jrockway 14y ago
  I agree here. I get my meals for free and I still spend almost that much on edibles.
- mjn 14y ago
  I can see it if you go out a lot, but for groceries it's fairly hard for me to spend more than $200/mo. I don't have a car, so just physically carrying $500/mo of groceries to my apartment would be quite an effort! I can't imagine how I'd do that unless I bought mainly stuff with a really high price:weight ratio, like steak or something, which I do occasionally, but don't eat as a staple food. Today, for example, I carried what seemed like an uncomfortably heavy set of bags, yet it only came out to about $30, and will probably last me the rest of the week: 2 lbs pork tenderloin (2x $5), 5 lbs potatoes ($3), 2 lbs tomatoes ($4), 1 lb lentils ($3), 2 lbs onions ($2), 1 head broccoli ($1), 12x eggs ($3), 2 lbs nectarines ($3). I think I more often run into the problem of buying way more than I can carry/eat, and it still doesn't cost much. I mean, I like nectarines, but 2 pounds of nectarines is a lot to finish before they get overripe, so some of that might get wasted. But since they cost me damn near nothing, that's alright.
  - mkopinsky 14y ago
    > Nectarines Cook them! Throw them in a pot with some brown sugar and spices. Or throw it in a crockpot/baking dish with {1/2 c. butter, 3/4 c. flour, 3/4 c. (brown) sugar} sprinkled on top, bake, and shazzam! Cobbler!
    - ChuckMcM 14y ago
      +1 for Nectarine (or Apricot) cobbler.
  - encoderer 14y ago
    I feel comfortable, looking at average household food costs, in saying you're an outlier if it's "fairly hard" to spend more than $6.67 a day in the United States (let alone Manhattan) on groceries. While the way we eat is certainly an outlier (and I know it), I'm equally as sure that you are too.

xiaoma 14y ago

I live in San Francisco. I can go to any of the nearby markets in Chinatown and buy more produce than I could possibly eat in a day for under $10. I like to cook soup-based dishes which would be a pain to take to an office, but a sandwich and a piece of fruit is pretty doable. I believe my great grandfather did that for decades. Honestly, I think going with what old people ate while you were a kid will be easier on the pocketbook and the health.

ChuckMcM 14y ago

Actually for one person $500/month is pretty generous if you don't go out to eat, fortunately I think we can get really really good data here since Safeway [1] lets you browse their products online. I typed in the zip code for Redwood City where they deliver (94065) that gave me access to their products and prices and then put together a shopping list that would provide 3 meals a day for me for approximately 30 days [2]. I didn't use any coupons or sale items, I included eating steak as well as chicken, but I do assume that cooking a whole chicken would equate to the meat item for three meals, the initial one, the left over one, and then perhaps any remaining chicken chopped up and put into a salad. I included condiments although generally you won't use all of a condiment 'unit' in a month, and I included a 5 dollar allotment for 'spices' since you buy one thing of salt (0.99) and it lasts you for 6 months. You can see that for breakfast I'm eating either cereal, eggs, or maybe pancakes, for lunch its generally sandwiches with soup and a salad, and for dinners its a meat (chicken or beef) a vegetable, and a starch (either rice or potatoes). I didn't go 'all organic' or anything which could raise your prices. I also included a half gallon of ben & jerry's ice cream, tea as the 'non water' beverage, and Oreos (my all time favorite cookie). All totaled its $443. Under my $500 budget. [1] http://www.safeway.com/IFL/Grocery/Home http://www.safeway.com/IFL/Grocery/Home [2] https://docs.google.com/spreadsheet/ccc?key=0Atwe7dq6iPQHdDU2bjNBY1AxMTE1R3pNMWVFLTgzZFE https://docs.google.com/spreadsheet/ccc?key=0Atwe7dq6iPQHdDU...

encoderer 14y ago
Clearly you spent some time on that in the interest of a good discussion so that's fantastic and helpful. It's eye openening to see what some people consider normal costs. For example, I couldn't imagine spending just $5 on EVOO. Even the cheap-but-good labels are more than twice that. But the spirit of my comment comes from this: After years of trying, I finally learned how to budget when I was about 25. One of the most important lessons I learned then is that budgets are often a time when people imagine the life they want and try to prescribe it to themselves instead of taking an honest look at the reality of their behavior. While you included steak and chicken, you didn't include any higher-end proteins (including good steak), nor any luxury items at all really. Nor, of course, any dining. And while it's possible that a person can live to your budget quite happily, it is, I think, more likely that the budget as-is wouldn't be followed. That developer, whose friends easily make in the $120-150k range in SF, are going to want to go to dinner with them. To meet them for lunch. To have a dinner party. Sure, there are exceptions. But I'm interested in the mean. What do you think?

usaar333 14y ago

Well, $500 a month is on the lower side if you eat out all the time (as I do) - with that behavior you'll tend tp hit $600 or $700/month. On the bright side, $2,000 is really high for housing (want to easily cut $800+ off that? get some roommates), so the conclusion that living off 70k shouldn't be so bad (or even $60k!) stands.

refurb 14y ago

Really? The girlfriend and I shop at Costco, eat very healthy meals and it runs us about $400-500/month for the both of us. Back when I was poor I could eat pretty healthy for about $150/month.