I use crypto often. I am Russian, I left Russia when Putin started the war. For me, it is quite hard to open a bank account. So I use crypto. I work remotely fo

I use crypto often. I am Russian, I left Russia when Putin started the war. For me, it is quite hard to open a bank account. So I use crypto. I work remotely for a Singaporian company. Now I'm in Vietnam, I can pay for my groceries with crypto using QR code. I can cash USDT crypto with a rate better than paper bills. I have two bank accounts in Kazakhstan. Both card credentials were stolen after I used a popular hotel booking website, which, by the words of reddit, shares my card details with hotels. Some money was stolen. Seems like 3D-security only affects my payments, and theifs have a freedom to choose a website without 3D. Now I have to keep that cards always locked. Unlocking them for a short moments, when I need to make a card payment. Like booking an hotel, or buying an airline ticket.