I came here to say this, but you explained it better than I could have. At 3% odds, it's not worth it to participate in this market because a money market fund

I came here to say this, but you explained it better than I could have. At 3% odds, it's not worth it to participate in this market because a money market fund gives a better return, even if you believe the odds of this happening are 0 (and they're never 0, there was a first coming of Jesus after all, you don't have to believe in the supernatural to see how it could happen.)