We double checked with the Dept. of Insurance in Alabama. Long story short: If the agency were rewarding brand advocates for actual sales of insurance policies,

We double checked with the Dept. of Insurance in Alabama. Long story short: If the agency were rewarding brand advocates for actual sales of insurance policies, that's a no go. But, as long as the agency is paying a reward to the brand advocate for lead contact information only, then it is under the category of marketing and in the clear. Thanks for bringing it up. This is helpful info for the future.