There are multiple pension-related plans to supplement or replace the government pension, and most work in ways so that it's not just "smart and disciplined" pe

There are multiple pension-related plans to supplement or replace the government pension, and most work in ways so that it's not just "smart and disciplined" people. Retirement age in Australia is 67. A report from 2024 going on the 2022/23 FY said the average age at retirement (of all retirees) was 56.9 years. People typically plan for 65. Couldn't find Danish data, but 43% in AU rely on a government pension. 27% on superannuation or similar (I assume this will grow a bit). Those reporting no personal income is down from 24% to 12% over the last 10 years. Here, companies compulsorily pay 11.5% into super funds for staff. All that said, I'd rather see more support for people living in their prime rather than being tied to a desk. I don't see the point in purely waiting until retirement.