It’s not insane. People are living longer than before, unfortunately when initially set up, people didn’t take increasing longevity into account as well as low

It’s not insane. People are living longer than before, unfortunately when initially set up, people didn’t take increasing longevity into account as well as lower fertility rates. Quite a few people never got to retirement when initially instituted. Where is money supposed to come from? Historically, in multigenerational households of yore elders were productive till they could no more.