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Typically EU countries implement the 3 options together - option 1. btw is meant to make the pension irrelevant. It can't happen from one day to the next, but t
by WinstonSmith84 1y ago
Typically EU countries implement the 3 options together - option 1. btw is meant to make the pension irrelevant. It can't happen from one day to the next, but there is a shift happening where people contribute more and more towards private pension funds. It's easy to see that at some point, there will be the equivalent of the US 401K in Europe.
- distances 1y ago> It's easy to see that at some point, there will be the equivalent of the US 401K in Europe. * In some European countries. Many countries, however, have no meaningful avenues whatsoever for tax efficient pension saving. My own "pension fund" is just a regular broker account where I invest after income taxes, and where I have to pay capital gains as usual.
- tossandthrow 1y agoDenmark does have ratepension, which is exactly that. People with good private pensions can decide to retire 5 years before they officially retire.