> I'm really glad to be almost in my 40s. Going through a junior job market without having parents providing you with thousands of $$$ for the extra opportuniti

> I'm really glad to be almost in my 40s. Going through a junior job market without having parents providing you with thousands of $$$ for the extra opportunities is not going to go well, as most will likely find out in the coming 10-15 yrs. Additionally, because of the scarcity of information and degree of difficulty in learning those skills 15+ years ago, you could actually get paid well enough to have very good access to the housing market wherever you'd want. Now, in some places where work actually exists, if you get a job that you can sustain long term, it might cost 100% of your paycheque to land a mortgage on much more than a tiny apartment. You realistically need to shack up with another software engineer or whatever, not just anyone you fancy which itself seems quite difficult to pin down even well into one's 30s Go to school -> take the debt, grind for potentially years to get a job if you're lucky -> find someone who also has a high paying job -> take on an amount more debt that your grandparents can't even visualize, and are yet responsible for -> kids?