The uninsured pay the highest rates. And because poor paying jobs tend to lack health insurance (and all gig economy work does), healthcare is a primary cause

The uninsured pay the highest rates. And because poor paying jobs tend to lack health insurance (and all gig economy work does), healthcare is a primary cause of personal bankruptcy. I mean $867 is more than three weeks full time gross at the Federal minimum wage…but most minimum wage jobs don’t offer full time and the working poor have payroll taxes. Concierge models? Subscription care? These are premium products for people who can afford premium service. Could this be a startup opportunity No. Venture capital seeks above market rate returns. What you describe is below market rate. Or to put it another way, capitalism can’t fix capitalism because capitalism assumes capitalism is not broken. whether there's a scalable path forward Don’t get sick is one option. Work for an employer offering good health coverage is another. Be wealthy is the third. Change your phone number to avoid collections is a fourth. Or pay the bill if you are lucky enough to have that kind of money…and be glad its not your child and the condition is not serious. Good luck.