Right but the inverse of this is that those are the same people who are making housing unaffordable over time. Because when housing is an investment, that mean

Right but the inverse of this is that those are the same people who are making housing unaffordable over time. Because when housing is an investment, that means more homes being built is threatening to your investment. Home prices going down is BAD, you want them to be as high as possible. And you can't just undo or ignore this bias, it's fundamental to the model.