My understanding is the the bank holding the account that the money was drawn from is liable to the victim, then the bank that payed the forged endorsement is i

My understanding is the the bank holding the account that the money was drawn from is liable to the victim, then the bank that payed the forged endorsement is in turn liable to that bank (since that's who they have the direct relationship with). https://boatmanricci.com/who-is-responsible-in-the-case-of-check-fraud/ https://boatmanricci.com/who-is-responsible-in-the-case-of-c...