I did this (there was a lot going on in life) and they just added the balance to my 0% interest loan. I was able to talk to an Apple rep and get a kit sent out

I did this (there was a lot going on in life) and they just added the balance to my 0% interest loan. I was able to talk to an Apple rep and get a kit sent out and get the credit re-added. This was in 2024. Pretty easy.