He doesn't have machines on stores on anything like that, IIUC. Visa is huge in Brazil, as is Mastercard - and while the stores offer very "flexible" options f

He doesn't have machines on stores on anything like that, IIUC. Visa is huge in Brazil, as is Mastercard - and while the stores offer very "flexible" options for payment (like 8 installments w/ no fees), the CC companies charge very high interest rates when the bill isn't payed on time. AMEX is kinda elite and not that widespread. There are also smaller CC networks that are born with supermarkets, Walmart has something called Hipercard.