Wells Fargo too. Every other banking institution says never to give an OTP to someone on the phone, but that's exactly how WF verifies you when you call them. T

Wells Fargo too. Every other banking institution says never to give an OTP to someone on the phone, but that's exactly how WF verifies you when you call them. The only thing is that they do text the number already on file with them, not a number you give them on the fly, but that's only microscopically more secure.