That isn’t value created by the AI, it is valued bestowed on it by your insurance company. They could bestow that same value on a Google search or a call cente

That isn’t value created by the AI, it is valued bestowed on it by your insurance company. They could bestow that same value on a Google search or a call center worker in Southeast Asia and it would provide you the same value. The AI is just making an already convoluted system more convoluted.