I am normally a fan of patio11, but that transcript is a disorganized mess of quotations and side comments. Good luck finding a main argument. The original ess

I am normally a fan of patio11, but that transcript is a disorganized mess of quotations and side comments. Good luck finding a main argument. The original essay also cannot stick with making a single argument, but is easier to read: https://www.bitsaboutmoney.com/archive/anatomy-of-credit-card-rewards-programs/ https://www.bitsaboutmoney.com/archive/anatomy-of-credit-car...