This isn't flat pricing. It's exactly the same API credits but you prepay for the month and lose anything you don't use. Whether it turns out to be cheaper dep

This isn't flat pricing. It's exactly the same API credits but you prepay for the month and lose anything you don't use. Whether it turns out to be cheaper depends on your usage. I thought Claude Code was absurdly expensive and not at all more capable than something like chatgpt combined with copilot.