I think it would be interesting to explore the barriers to extending escrow and IVV to smaller and smaller transactions. The parent post mentions gig workers.

I think it would be interesting to explore the barriers to extending escrow and IVV to smaller and smaller transactions. The parent post mentions gig workers. At the extreme, you dont need escrow for a burger delivery because you already have coverage from multiple companies that will simply eat the charge as a cost business, namely the retailer and your credit card. As you point out, cost of verification is a major issue. Often times the customer cant even tell what a proper deliverable is, so how does a 3rd party. I wonder if there is a class of larger transactions where efficient verification is possible.