> balance of the loan and/or grants are deposited into their bank account. Here's where the system is defective. The loan's balance should go directly to the c

> balance of the loan and/or grants are deposited into their bank account. Here's where the system is defective. The loan's balance should go directly to the college's bank account, as a tuition payment. Suddenly, there'd be no incentive to cheat the system, while actual students who need help paying for tuition would have their tuition paid.