Yeah, I have to imagine that the convergence of: - people buying new - but looking for the cheapest trims - on an aggressively short loan is particularly la

Yeah, I have to imagine that the convergence of: - people buying new - but looking for the cheapest trims - on an aggressively short loan is particularly large. Don't get me wrong, I'm not a fan of the 108 month or more loans starting to show up, but still.