I assume you are referring to IAP not “Apple Pay” (it’s confusing, not as confusing as “Apple TV”, but still). Apple Pay: Apple’s digital wallet, “free” to bus

I assume you are referring to IAP not “Apple Pay” (it’s confusing, not as confusing as “Apple TV”, but still). Apple Pay: Apple’s digital wallet, “free” to business and consumers (Apple takes a few points off the transaction) IAP: Apple In App Purchase system that takes 30% (or 15% on subscriptions after 1 year OR if your revenue is <1M) Apple Pay can be used inside apps today for no extra change as long as you aren’t selling digital content in your app (I do think). I’m guessing you can’t just start using Apple Pay in your app instead of IAP but you could link out to a web page that supports CC entry, Apple Pay, Google Pay, Link, etc.